Truck Insurance Florida High Springs, Florida, 32643

Truckers Insurance Quotes Florida

Truck Insurance Florida High Springs, Florida, 32643

Truck Insurance Florida High Springs, Florida, 32643

Our independent truckers insurance agents High Springs, Florida, 32643 can help you find the top 10 commercial truck insurance companies in Florida who can help your with Truck Insurance Florida. If you are looking for Truck Insurance Florida High Springs, Florida, 32643.  Then speak with our with one of our commercial trucking insurance brokers who handles Truck Insurance Florida High Springs, Florida, 32643.

Truck Insurance Florida High Springs, Florida, 32643

Truck Insurance Florida High Springs, Florida, 32643

Cargo Truck Insurance Florida 

Truck Insurance Florida Motor Truck Cargo When your products are being shipped from manufacturer to marketplace, it is important to ensure they are fully protected from departure to arrival. Cargo insurance provides financial assistance should cargo be damaged or lost when travelling by land, sea or air. It can also limit a commercial operation’s exposure to liability resulting from the shipment of products.
Coverage Details and Features

  • Flexible limits to meet all needs
  • Package and monoline policies available
  • Refrigeration coverage
  • Breakdown coverage
  • Loading and unloading
  • Rigging exposures
  • Interstate and intrastate filings available
  • Nationwide coverage available
  • Coverage for household goods movers

Truck Insurance Florida High Springs, Florida, 32643

General Liability Truck Insurance Florida 

Truck Insurance Florida General Laibility On average there are over 10 million motor vehicle accidents in the US every year. The damages caused by these accidents cost upwards of $230 billion annually, or an average of $820 per person. Without the proper insurance in place, your clients can be exposed to costly repairs and litigation fees if involved in an accident. Excess Auto Coverage protects your clients against financial loss resulting from legal liability for automobile-related injuries to others or damage to property. Auto Liability Coverage has flexible limits to satisfy all needs and provides the additional primary liability necessary to meet the minimum attachment point for personal umbrella policies.

Coverage Details and Features

  • Physical damage
  • General liability

Truck Insurance Florida High Springs, Florida, 32643

Physcial Damage Truck Insurance Florida

Truck Insurance Florida Physical Damage Generally physical damage to an automobile results from colliding with another object or the overturning of the vehicle. However, fire, explosion, theft, vandalism, malicious mischief, windstorm, hail, earthquake or floods can also cause physical damage to commercial vehicles. To limit the exposure to costly repairs, physical damage insurance can be tailored by specific peril or named peril coverage.

Coverage Details and Features Details

  • Can handle a large range of accounts
  • Monoline or stand-alone policies available
  • Flexible deductibles
  • Combined deductibles available on packages
  • Packages Available with Motor Truck Cargo and/or Auto Liability
  • Reporting form options available for larger accounts
  • In select cases, interest free payment plans available
  • Admitted and non-admitted policies available
  • Coverage varies by risk and need

Additional coverages available with select carriers

  • Downtime loss of expense coverage
  • Electronic equipment coverage
  • Loan or lease gap coverage
  • Towing coverage options available
  • Diminishing deductible
  • Personal effect coverage
  • On board expendable supplies

Truck Insurance Florida High Springs, Florida, 32643

Bobtailing Truck Insurance Florida

Truckers Insurance Florida A term coined to apply to auto liability coverage for an owner/operator after a load has been delivered and while the truck is not being used for trucking purposes. This usually occurs when an owner/operator is operating his or her vehicle for mobility only (e.g., on the way home), and not in the course of transporting property for the motor carrier under whose operating authority they haul, and on whose liability policy they depend while they are engaged in trucking. The method of providing what is known as bobtail liability is a business auto policy (BAP) with the Truckers—Insurance for Non-Trucking Use endorsement (CA 23 09) attached source: irmi.com

Truck Insurance Florida High Springs, Florida, 32643

Liability Requirements Truck Insurance Florida

Florida Commercial Truck Insurance Liability Requirements The minimum amount of primary liability insurance is set by the FMSCA. For trucks over 10,000 pounds GVWR you’ll need to the following minimums:

  • $750,000–  Most trucks hauling most commodities are required to have a minimum of $750,000 of coverage. Many load brokers will require a minimum of $1,000,000.
  •  $1,000,000– Auto haulers need a minimum of $1,000,000 in coverage. One million in coverage is becoming an industry standard across other hauled commodities too.
  • $5,000,000– If you are hauling certain hazardous materials, you’ll need a minimum of $5,000,000 in coverage.