Florida Commercial Truck Insurance Primary Liability Requirements

The minimum amount of primary liability insurance is set by the FMSCA. For trucks over 10,000 pounds GVWR you’ll need to the following minimums:

• $750,000–  Most trucks hauling most commodities are required to have a minimum of $750,000 of coverage. Many load brokers will require a minimum of $1,000,000.
•  $1,000,000– Auto haulers need a minimum of $1,000,000 in coverage. One million in coverage is becoming an industry standard across other hauled commodities too.
• $5,000,000– If you are hauling certain hazardous materials, you’ll need a minimum of $5,000,000 in coverage.