Large Fleet Insurance Mount Ida, Virginia

Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the “insured”) from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.

Originally, individual companies that faced a common peril formed a group and created a self-help fund out of which to pay compensation should any member incur loss (in other words, a mutual insurance arrangement). The modern system relies on dedicated carriers, usually for-profit, to offer protection against specified perils in consideration of a premium.

Liability insurance is designed to offer specific protection against third-party insurance claims, i.e., payment is not typically made to the insured, but rather to someone suffering loss who is not a party to the insurance contract. In general, damage caused intentionally as well as contractual liability are not covered under liability insurance policies. When a claim is made, the insurance carrier has the duty (and right) to defend the insured.

Arlington County is a county in the Commonwealth of Virginia, often referred to simply as Arlington or Arlington, Virginia. The county is situated in Northern Virginia on the southwestern bank of the Potomac River directly across from the District of Columbia, of which it was once a part. The county is coterminous with the U.S. Census Bureau’s census-designated place of Arlington. Arlington is considered to be the second-largest “principal city” of the Washington metropolitan area.

In 2019, the county’s population was estimated at 236,842, making Arlington the sixth-largest county in Virginia by population; if it were incorporated as a city, would be the fourth-most populous city in the state. With a land area of 26 square miles (67 km2), Arlington is the geographically smallest self-governing county in the U.S., and by reason of state law regarding population density, it has no incorporated towns within its borders. It is the 5th highest-income county in the U.S. by median family income.

Arlington is home to the Pentagon, Reagan National Airport, and Arlington National Cemetery. In academia, the county contains Marymount University, George Mason University’s Antonin Scalia Law School, the administrative offices buildings and graduate programs for the Schar School of Policy and Government and School for Conflict Analysis and Resolution, as well as satellite campuses of the University of Virginia and Virginia Tech. It will soon house Amazon HQ2, the co-headquarters of Amazon.