Truckers Liability insurance Fort Lauderdale, Florida
Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the “insured”) from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.
Originally, individual companies that faced a common peril formed a group and created a self-help fund out of which to pay compensation should any member incur loss (in other words, a mutual insurance arrangement). The modern system relies on dedicated carriers, usually for-profit, to offer protection against specified perils in consideration of a premium.
Liability insurance is designed to offer specific protection against third-party insurance claims, i.e., payment is not typically made to the insured, but rather to someone suffering loss who is not a party to the insurance contract. In general, damage caused intentionally as well as contractual liability are not covered under liability insurance policies. When a claim is made, the insurance carrier has the duty (and right) to defend the insured.
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Small Fleet Insurance Fort Lauderdale, Florida
Commercial Truck Insurance Fort Lauderdale, Florida
Fort Lauderdale (/ˈlɔːdərdeɪl/) is a city in the U.S. state of Florida, 25 miles (40 km) north of Miami. It is the county seat of Broward County. As of the 2018 census, the city has an estimated population of 182,595. Fort Lauderdale is a principal city of the Miami metropolitan area, which was home to an estimated 6,198,782 people in 2018.
The city is a popular tourist destination, with an average year-round temperature of 75.5 °F (24.2 °C) and 3,000 hours of sunshine per year. Greater Fort Lauderdale, encompassing all of Broward County, hosted 13 million overnight visitors in 2018. There were over 560 hotels, and nearly 36,000 hotel rooms. From that, the county collected nearly $87 million from its 5% hotel development tax it charges. Additionally, 3.89 million cruise passengers passed through its Port Everglades, making it the 3rd largest cruise port in the world. Greater Fort Lauderdale has over 4,000 restaurants, 63 golf courses, 12 shopping malls, 16 museums, 132 nightclubs, 278 parkland campsites, and 100 marinas housing 45,000 resident yachts.
Fort Lauderdale is named after a series of forts built by the United States during the Second Seminole War. The forts took their name from Major William Lauderdale (1782–1838), younger brother of Lieutenant Colonel James Lauderdale. William Lauderdale was the commander of the detachment of soldiers who built the first fort. Development of the city did not begin until 50 years after the forts were abandoned at the end of the conflict.
Three forts named “Fort Lauderdale” were constructed: the first was at the fork of the New River, the second was at Tarpon Bend on the New River between the present-day Colee Hammock and Rio Vista neighborhoods, and the third was near the site of the Bahia Mar Marina.