Truckers Liability insurance Kansas
Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the “insured”) from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.
Originally, individual companies that faced a common peril formed a group and created a self-help fund out of which to pay compensation should any member incur loss (in other words, a mutual insurance arrangement). The modern system relies on dedicated carriers, usually for-profit, to offer protection against specified perils in consideration of a premium.
Liability insurance is designed to offer specific protection against third-party insurance claims, i.e., payment is not typically made to the insured, but rather to someone suffering loss who is not a party to the insurance contract. In general, damage caused intentionally as well as contractual liability are not covered under liability insurance policies. When a claim is made, the insurance carrier has the duty (and right) to defend the insured.
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Small Fleet Insurance Kansas
Commercial Truck Insurance Kansas
Kansas /ˈkænzəs/ (listen) is a U.S. state in the Midwestern United States. Its capital is Topeka and its largest city is Wichita, with its most populated county and largest employment center being Johnson County. Kansas is bordered by Nebraska on the north; Missouri on the east; Oklahoma on the south; and Colorado on the west. Kansas is named after the Kansas River, which in turn was named after the Kansa Native Americans who lived along its banks. The tribe’s name (natively kką:ze) is often said to mean “people of the (south) wind” although this was probably not the term’s original meaning. For thousands of years, what is now Kansas was home to numerous and diverse Native American tribes. Tribes in the eastern part of the state generally lived in villages along the river valleys. Tribes in the western part of the state were semi-nomadic and hunted large herds of bison.
Kansas was first settled by Americans in 1827 with the establishment of Fort Leavenworth. The pace of settlement accelerated in the 1850s, in the midst of political wars over the slavery debate. When it was officially opened to settlement by the U.S. government in 1854 with the Kansas–Nebraska Act, abolitionist Free-Staters from New England and pro-slavery settlers from neighboring Missouri rushed to the territory to determine whether Kansas would become a free state or a slave state. Thus, the area was a hotbed of violence and chaos in its early days as these forces collided, and was known as Bleeding Kansas. The abolitionists prevailed, and on January 29, 1861, Kansas entered the Union as a free state, hence the unofficial nickname “The Free State”.
By 2015, Kansas was one of the most productive agricultural states, producing high yields of wheat, corn, sorghum, and soybeans. Kansas, which has an area of 82,278 square miles (213,100 square kilometers) is the 15th-largest state by area and is the 34th most-populous of the 50 states with a population of 2,913,314. Residents of Kansas are called Kansans. Mount Sunflower is Kansas’s highest point at 4,039 feet (1,231 meters).