Small Fleet Insurance Titusville, Florida

Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the “insured”) from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.

Originally, individual companies that faced a common peril formed a group and created a self-help fund out of which to pay compensation should any member incur loss (in other words, a mutual insurance arrangement). The modern system relies on dedicated carriers, usually for-profit, to offer protection against specified perils in consideration of a premium.

Liability insurance is designed to offer specific protection against third-party insurance claims, i.e., payment is not typically made to the insured, but rather to someone suffering loss who is not a party to the insurance contract. In general, damage caused intentionally as well as contractual liability are not covered under liability insurance policies. When a claim is made, the insurance carrier has the duty (and right) to defend the insured.

Titusville is a city and the county seat of Brevard County, Florida, United States. The city’s population was 43,761 as of the 2010 United States Census.
Titusville is located along the Indian River, west of Merritt Island and the Kennedy Space Center, and south-southwest of the Canaveral National Seashore. It is a principal city of the Palm Bay–Melbourne–Titusville Metropolitan Statistical Area.

Near Titusville is the Windover Archeological Site, a National Historic Landmark recognizing its important collection of human remains and artifacts of the early Archaic Period (6,000 to 5,000 BCE.)

A secondary, de facto county seat was established beginning in 1989 at Viera, Florida, in the geographic center of the county, to better serve the more populous southern portion of the county.